The best payroll software Singapore has to offer automates critical local compliance like CPF contributions, Skills Development Levy (SDL), and IRAS tax submissions. Top solutions, such as those detailed in this guide, help you issue itemised payslips, file reports on schedule, and stay audit ready, saving hours every month. If your team hires across countries, a single platform that combines recruiting, EOR or contractor management, and multi country payroll can remove a lot of coordination pain. That is the approach at Bolto, which unifies global hiring with payroll and compliance.

Singapore payroll compliance essentials, what you must support

Getting these right is non negotiable.

• CPF contributions. For Singapore Citizens and Singapore Permanent Residents, the total CPF rate from 1 January 2025 is 37 percent for employees aged 55 and below, with age tiered rates above that. For example above 55 to 60 is 32.5 percent, above 60 to 65 is 23.5 percent, above 65 to 70 is 16.5 percent, above 70 is 12.5 percent. Rates for some groups will increase again from 1 January 2026. Your payroll software singapore should auto apply the correct age band and keep upcoming changes in view. (cpf.gov.sg)
• Skills Development Levy. SDL is 0.25 percent of monthly wages with a 2 dollar minimum for wages below 800 dollars and an 11.25 dollar maximum for wages above 4,500 dollars. It is due within 14 days after month end. Most employers pay SDL together with CPF submissions. (cpf.gov.sg)
• Itemised payslips and records. Since 1 April 2016, employers must issue itemised payslips and keep salary records. Payslips must include items like basic pay, allowances, deductions, overtime hours, overtime pay, and net salary. Keep the latest two years for current staff and the last two years for one year after an employee leaves. (mom.gov.sg)
• Hours of work, overtime, rest day, public holidays. Overtime must be paid at least 1.5 times the hourly basic rate for employees covered under Part 4 of the Employment Act. MOM also states an overtime rate cap for non workmen pegged to a monthly salary of 2,600 dollars, which gives a 13.60 dollar hourly base for overtime calculations. Singapore has 11 paid public holidays each year, with specific pay rules when staff work on those days. (mom.gov.sg)
• Annual Wage Supplement. The 13th month payment or AWS is common practice but not required by law unless it is in the contract or collective agreement. Your payroll software singapore should handle AWS as variable pay, including pro rating. (mom.gov.sg)
• IRAS Auto Inclusion Scheme and deadlines. If you are in AIS you must e submit employment income data for the Year of Assessment by 1 March. In 2025 IRAS reminded about 120,000 AIS employers to submit employees 2024 income by 1 March 2025 and noted penalties for late or inaccurate filing. AIS lets compliant software transmit IR8A and related appendices via API which eliminates hardcopy forms. (iras.gov.sg)
• CPF due dates and late interest. CPF is due on the last day of the calendar month. Enforcement action starts if you have not paid by the 14th of the following month. Late payment interest is 1.5 percent per month. Your system should warn you ahead of time and show variance checks. (cpf.gov.sg)
• Tax clearance for non citizen employees. When a non citizen ceases employment, starts an overseas posting, or plans to leave Singapore for more than three months, employers must file Form IR21 and withhold monies. File at least one month before cessation or departure. (iras.gov.sg)

Tip. CPF Board also collects Self Help Group contributions via payroll. Good software should calculate and remit these automatically together with CPF and SDL. (cpf.gov.sg)

What payroll software does for Singapore businesses

The right payroll software singapore takes on both calculations and filings.

• Automates statutory math. CPF age banding, graduated rates for lower wage staff, SDL min and max, public holiday and overtime pay rules. (cpf.gov.sg)
• Files and pays on time. One flow to submit CPF and SDL, scheduled before the 14th, with late interest warnings. (cpf.gov.sg)
• Generates compliant payslips. Itemised payslips with all required fields and a clean audit trail. (mom.gov.sg)
• Year end reporting. AIS e submissions for IR8A and appendices, status tracking, and retries for rejected records. (iras.gov.sg)
• Handles exits. IR21 reminders and tasks for non citizen tax clearance so finance does not miss withholding and deadlines. (iras.gov.sg)

If you hire outside Singapore too, consider a system that unifies global EOR or contractor management and payroll. With Bolto, teams can recruit engineers, place them as employees through EOR in 150 plus countries, or as contractors, then pay everyone in one place.

How to run payroll in Singapore, options and typical steps

There are three common operating models.

• Do it in house with payroll software singapore that integrates CPF and IRAS services
• Outsource to a managed payroll firm
• Use a global platform with Singapore capability, helpful when you also have overseas staff

Typical monthly steps

1. Onboard employee. Capture NRIC or FIN, pass type, bank details, salary, allowances, and leave policies.
2. Track time and variable pay. Capture overtime that is payable at least 1.5 times basic hourly rate for covered employees, then confirm AWS or bonuses if any. (mom.gov.sg)
3. Compute contributions. Apply CPF age band rates, SDL at 0.25 percent with the statutory min and max, and SHG deductions if applicable. (cpf.gov.sg)
4. Generate payslips. Include all required items and keep records for the required retention periods. (mom.gov.sg)
5. Disburse net pay. GIRO or bank transfer on your agreed pay date.
6. Submit CPF and SDL. Due by the last day of the month, with enforcement if payment is not made by the 14th of the following month. (cpf.gov.sg)
7. Year end. Submit IR8A and relevant appendices via AIS by 1 March. For departing non citizens, file IR21 at least one month before cessation. (iras.gov.sg)

Buyer’s guide, how to choose Singapore payroll software

Use this short checklist to evaluate vendors.

• Compliance coverage
  • CPF rates and allocation updates baked in
  • SDL auto compute with min and max thresholds and payment scheduling
  • Itemised payslips and record retention controls
  • Overtime and public holiday pay rules, including the non workmen overtime cap logic where applicable (cpf.gov.sg)
• Government integrations
  • CPF EZPay file or API
  • IRAS AIS API for IR8A and appendices
  • IR21 workflows and templates for tax clearance (cpf.gov.sg)
• Controls and audits
  • Two person approval for payroll runs
  • Change logs on rates and formulas
  • Variance checks for CPF and SDL before submission
• Scale and footprint
  • Multi entity and multi country if you operate across borders
  • EOR or contractor of record option if you want to hire without a local entity
• Support and onboarding
  • Dedicated implementation, response time SLAs
  • Clear migration path from spreadsheets or your old system

If you want one platform that connects recruiting with payroll and compliance across countries, consider Bolto. It combines an AI powered recruiting marketplace, Singapore friendly EOR and contractor management, and unified payments.

Quick comparison table, what to insist on

Must have for Singapore	Why it matters
CPF auto rates and validations	Avoid manual rate lookups and over or under contributions. (cpf.gov.sg)
SDL min and max logic plus due date reminders	Prevent underpayments and 10 percent late SDL penalties. (cpf.gov.sg)
AIS e submission	Get IR8A in on time and eliminate hardcopy forms. (iras.gov.sg)
Itemised payslips and record retention	This is required under the Employment Act. (mom.gov.sg)
Public holiday and overtime rules	Correctly pay when staff work on holidays or extra hours. (mom.gov.sg)

Payroll Software Singapore: Top 10 Picks

With the essentials covered above, this section highlights ten payroll platforms that are purpose built for Singapore’s rules, including CPF, IRAS AIS filings, SDL, bank GIRO, and MOM aligned leave and time tracking. They’re grouped here because they’re among the most widely adopted by local SMEs and mid market companies and consistently balance compliance, usability, and cost. Use this shortlist to quickly compare fit, integrations, and support before diving into the vendor by vendor breakdown.

1. Talenox

Built in Singapore for Singapore, Talenox gives startups and SMEs a fast, compliant payroll core with an HR layer that doesn’t get in the way. It automates CPF/SDL, produces MOM compliant itemised payslips, and handles IRAS AIS e filing for IR8A and IR21, plus nifty touches like one click CPF APEX.

Singapore compliance at a glance: CPF/SDL automation, MOM compliant payslips, IRAS AIS e submissions (IR8A/IR21). Extras: one click CPF APEX, OED API submission, ISO/IEC 27001:2022.

Here’s what that looks like day to day:

• Automated CPF, SDL, SHG and Foreign Worker Levy; built in prorations and overtime.
• IRAS tax forms with AIS e submission: IR8A, Appendix 8A/8B, IR8S, and IR21.
• One click CPF APEX submissions; fallback PAL files; OED generated, validated and submitted.
• GIRO/bank files for DBS, OCBC, UOB, HSBC, Standard Chartered, Citibank, Maybank.
• Multiple pay runs and schedules: monthly, semi monthly, and split disbursements.
• Employee self service portal with mobile payslips; optional encrypted PDF delivery.
• Integrations: Leave module, Deputy, StaffAny, King of Time; Xero and QuickBooks exports, mapping.

Price signals (SGD):

• Free “Payroll (Starter)”: S$0/employee/month; Profiles + basic Payroll.
• Payroll (Standard): S$4.36 full timer, S$2.18 part timer; minimum S$21.80.
• Leave: S$4.36 full timer, S$2.18 part timer; minimum S$21.80. SUITE: S$7.63/S$3.82; minimum S$38.15.
• 30 day trial; GST included; annual saves ~15%; cards accepted; For Pro, contact sales. Pricing verified December 2025. Confirm on vendor site.

Best fit & watch outs:

Built for Singapore based SMEs and foreign HQs launching a local entity. Strengths: end to end submissions, broad bank coverage, tidy Xero/QBO sync. Caveats: bank file payouts only, limited multi currency disbursement, Claims in beta; PSG offer.

2. JustLogin

A Singapore mainstay, JustLogin wraps payroll, leave, time, and expenses into one suite for SMEs and multi entity groups. It automates CPF/SDL, generates MOM compliant payslips, and supports IRAS AIS e submissions for IR8A and Appendices, backed by APEX one click and Singpass login.

Singapore compliance at a glance: CPF/SDL automation, MOM compliant payslips, AIS e submissions (IR8A/Appendix 8A/8B); IR21 file generation. Extras: APEX one click, InstantPay payouts, AWS hosting, ISO 27001.

What you can expect in payroll operations:

• Automated CPF/SDL, prorations, AW/OW handling; CPF e submission files and APEX One Click to CPFB.
• IRAS forms: IR8A with Appendices 8A/8B via AIS API; IR21 file generation.
• GIRO/bank files for major banks (DBS, OCBC, UOB), plus CardUp; multiple pay cycles and ad hoc runs and bonuses.
• Overtime from JustLogin Attendance with MOM aligned rates; configurable allowances/deductions.
• Leave, time, and expense modules feed payroll through approvals; audit trail on Payrun Dashboard.
• Employee self service mobile app for itemised payslips and IR8A downloads; document delivery with approvals.

Price signals (SGD):

• Bundles: Essential, Growth, Enterprise (HRMS suites with Payroll); pricing is quote based only. Contact sales.
• Billing: monthly; minimum charge for 5 employees.
• Free trial: available; Xero migrators promo S$0.99/employee/month until 31 Dec 2025, limited to 1,000.
• Currency: SGD. Pricing verified December 28, 2025. Confirm on vendor site.

Best fit & watch outs:

Ideal for SMEs to mid size and multi entity companies, including US startups operating Singapore entities. Strengths: deep compliance, APEX one click, InstantPay, Singpass, integrations. Caveats: quote pricing, display only multi currency, IR21 not AIS submitted.

3. Payboy

Payboy is a locally built HR and payroll platform tuned to the realities of SME life, including multi outlet rosters, tight margins, and zero time for manual filings. It automates CPF/SDL, issues MOM compliant payslips, and supports IRAS AIS e filing for IR8A and Appendix 8A, with IR21 prepared for manual submission.

Singapore compliance at a glance: CPF/SDL automation, MOM compliant payslips, IRAS AIS (IR8A/Appendix 8A); IR21 prepared for myTax Portal. Hosted on AWS with encryption and TLS.

On the ground, teams get:

• Automated CPF/SDL calculations, CSN assignment, CPF e submission files and payment advice.
• IRAS filings: IR8A, IR8S, Appendix 8A via AIS API with amendments and XML export.
• IR21 tax clearance generated from payroll for manual myTax Portal submission.
• GIRO/bank files for DBS, OCBC, UOB; also CIMB, HSBC, Maybank supported.
• Flexible pay runs: weekly, biweekly, monthly, mid month, prorations, overtime, allowances.
• Employee self service with mobile app; leave and attendance feed payroll calculations.
• Accounting integrations: direct Xero sync; one way QuickBooks; Financio and Zoho Books journals.

Price signals (SGD):

• Pay Per Use: Payroll from S$3.50 per active employee/month; other core modules typically S$3.50. 9% GST applies.
• Billing: monthly post paid via Stripe; invoices available; annual subscriptions optional.
• Free trial available.
• Grants: PSG pre approved; eligible SMEs may claim subsidies. Pricing verified December 2025. Confirm on vendor site.

Best fit & watch outs:

Great for Singapore SMEs to mid market, especially F&B/retail, needing AIS API, mobile self service, and Xero/QuickBooks links. Caveats: IR21 is manual e submission; GIRO file uploads for salary payouts. PSG pre approved.

4. HReasily

HReasily brings a Singapore born HR/payroll suite to SMEs and regional teams that need reliable compliance across entities. It automates CPF/SDL, issues MOM compliant payslips, and supports IRAS AIS e submissions across all the usual forms, wrapped in mobile self service and solid security posture.

Singapore compliance at a glance: CPF/SDL automation (incl. SHG funds), MOM compliant payslips, AIS e submissions (IR8A/IR8S/App 8A/8B); IR21 generation. Hosted on AWS SG; ISO 27001 and SOC 2 Type II.

Where it shines in daily payroll:

• Automated CPF/SDL with SHG funds; accurate prorations, overtime, allowances, and bonuses.
• IRAS AIS e submissions: IR8A, IR8S, Appendix 8A/8B; IR21 tax clearance generation for non citizen leavers.
• GIRO/bank files for DBS/POSB, OCBC, UOB, HSBC, Standard Chartered, Maybank, and CIMB.
• Multiple pay cycles: monthly, twice monthly, and ad hoc runs; block cross month payrolls.
• Employee self service on iOS/Android; mobile payslips, leave, time, and claims with approvals synced to payroll.
• Accounting integrations: Xero and QuickBooks; CSV exports; NetSuite on HReasily Pro.
• Multi entity and multi currency support for regional operations.

Price signals (SGD):

• From S$3 per employee/month; modular or full suite options.
• Tiers, base/platform fees, and add ons: contact sales.
• Free trial available; monthly or annual billing.
• PSG funding for eligible SMEs, up to 50% support.
• Pricing verified on December 2025. Confirm on vendor site.
• Currency: SGD; GST excluded.

Best fit & watch outs:

A strong fit for Singapore SMEs and multi entity regional teams wanting compliant payroll plus time/leave/claims. Strengths: wide GIRO support, full AIS coverage, Xero/QBO sync. Caveats: no weekly pay; cross month runs restricted; confirm IR21 e filing path.

5. Info-Tech

Info Tech is a home grown HRMS with a deep Singapore compliance layer and a reputation for responsive local support. It automates CPF/SDL/SHG, delivers MOM compliant payslips, and supports IRAS AIS e submissions, making it a pragmatic choice for SMEs and mid market teams.

Singapore compliance at a glance: CPF/SDL/SHG automation, MOM compliant payslips, IRAS AIS (IR8A/IR8S/App 8A/8B) with IR21 workflows. Azure hosting with ISO 27001/MTCS/DPTM; OSP listed integrations.

Operational highlights:

• Automated CPF, SDL, SHG funds (CDAC/SINDA/MBMF) and Foreign Worker Levy; prorations and expiry reminders.
• IRAS filings: prepares and e submits IR8A, IR8S, Appendix 8A/8B via AIS; supports IR21 tax clearance workflows.
• GIRO bank files and online salary submission; works with DBS, OCBC, UOB for disbursements.
• Multiple pay schedules; overtime and allowances; off cycle runs and bonuses; accounting exports.
• Integrated time, attendance, and leave; rostered hours flow to payroll with approvals.
• Employee self service mobile app for e payslips, IR8A access, approvals, and document delivery.

Price signals (SGD):

• Per employee pricing not public; contact sales.
• PSG pre approved annual packages: InfoHRMS Lite 25 (S$5,700), Lite 50 (S$9,300), Pro 100 (S$16,800).
• Pro 150 (S$24,400) and Pro 200 (S$32,000; TQC S$31,200) listed.
• Eligible SMEs receive up to 50% PSG subsidy.
• Pricing verified Dec 2025. Confirm on vendor site.

Best fit & watch outs:

Well suited to Singapore first SMEs and mid market companies wanting HR, time, and compliant payroll with AIS/OED and OSP integrations. Caveats: no transparent per employee pricing; limited customisation; not a multi country payroll/EOR.

6. QuickHR

QuickHR is a Singapore built cloud HRMS for SMEs through multi entity groups that want payroll wired tightly to time, leave, and rostering. It automates CPF/SDL, produces MOM compliant payslips, and supports IRAS AIS e submissions, plus IR21 workflows, on secure AWS infrastructure.

Singapore compliance at a glance: CPF/SDL automation with one click, MOM compliant payslips, AIS e filing (IR8A/IR8S/App 8A/8B), IR21 workflows. ISO 27001, MTCS, DPTM.

How that translates into payroll runs:

• Automated CPF/SDL with one click submissions; prorations, overtime caps, and allowance rules.
• IRAS/MOM compliance: AIS e filing for IR8A/IR8S/Appendix 8A/8B; IR21 tax clearance workflows; MOM compliant itemised payslips.
• GIRO files and UOB host to host payments; FAST/PayNow supported; multiple pay cycles.
• Native leave, attendance, rostering; OT and public holiday rates; biometric device support.
• Employee self service mobile app for payslips, leave, and claims; multilingual payslips.
• Accounting integrations: Xero and QuickBooks journals/bills, with cost centre mapping; CSV exports.
• Multi entity payroll, consolidated reporting, and direct OED submissions to MOM.

Price signals (SGD):

• Essentials: S$5 per employee/month; core HR/payroll.
• Enhanced: S$10 per employee/month; advanced modules.
• Enterprise: S$15 per employee/month.
• 14 day free trial (up to 5 headcount). One time implementation fees apply.
• PSG pre approved packages; CTC Grant support advertised (eligibility criteria apply).
• Pricing verified on December 2025. Confirm on vendor site.

Best fit & watch outs:

A smart pick for SG centric startups to multi entity groups needing AIS API, OED, and tight time/roster integration. Caveats: strongest with UOB host to host; others rely on GIRO uploads; confirm IR21 coverage by plan.

7. Frontier e-HR

Frontier e HR brings a unified HRMS to SMEs and mid market firms that want payroll, leave, time, and claims in one Singapore compliant stack. It automates CPF/SDL, delivers MOM compliant e payslips, and supports IRAS AIS submissions, with SaaS or on prem flexibility.

Singapore compliance at a glance: CPF/SDL automation, MOM compliant e payslips, AIS e submissions (IR8A/Appendices); IR21 generation and cessation handling. Multi entity deployment; local hosting.

In practice, payroll admins get:

• Automated CPF/SDL calculations, prorations, overtime, allowances, deductions, and back pay.
• IRAS AIS e submissions for IR8A/Appendices; IR21 generation and cessation handling.
• GIRO bank files for major Singapore banks; multiple pay runs, off cycles, and schedules.
• Time and Leave modules feed attendance and entitlements into payroll; approvals.
• Employee self service portal and mobile app deliver e payslips, tax forms, and documents.
• Accounting integrations via GL exports; Xero connector available for HR Entrée suite.
• Multi entity, multi country support across SG/MY/TH/HK; unlimited re runs, variance checks, NS payments, bonuses.

Price signals (SGD):

• Quote based SaaS or on premises licensing; contact sales.
• PSG packages (AutomateHR eFrontier v8): 25 S$6,200; 50 S$10,000; 100 S$17,000; 150 S$22,600; 200 S$29,200.
• Eligible SMEs may receive up to 50% PSG support.
• Trial not listed. Billing: subscription/leasing. Pricing verified December 2025. Confirm on vendor site.

Best fit & watch outs:

Best for SMEs and mid market groups seeking unified HR/payroll with multi entity flexibility and Xero/GL connectivity. Caveats: quote based pricing and implementation; confirm GIRO formats and AIS/IR21 workflows up front.

8. SMEPayroll

SMEPayroll packages Singapore specific payroll with HR, time, and mobile self service for SMEs that want everything in one place. It automates CPF/SDL, issues MOM compliant itemised payslips, and supports IRAS AIS e submissions for IR8A with Appendices 8A/8B.

Singapore compliance at a glance: CPF/SDL automation, MOM compliant payslips, AIS e submissions (IR8A + Appendices). IR21 supported via portal. Confirm the workflow. PSG pre approved.

Day to day capabilities include:

• Automated CPF, SDL, levies, and prorations; admins can toggle SDL per employee; payslips show employer/employee shares.
• IRAS AIS e-submissions for IR8A with Appendices 8A/8B; IR21 tax clearance supported via IRAS portal. Confirm the workflow.
• MOM compliant itemised payslips on web/mobile; email distribution.
• GIRO/bank files for all local banks and many foreign banks; multiple pay cycles.
• Overtime, allowances/deductions; timesheets with geo attendance and rostering/scheduling.
• Employee self service and mobile payslips; leave and claims with approvals.
• Accounting integrations: export/post to Xero and QuickBooks; reports and CSV exports.

Price signals (SGD):

• Pricing: Quote based; not publicly listed (SGD). Pricing verified on December 2025. Confirm on vendor site.
• Typical PSG bundle: payroll, CPF/statutory forms, GIRO files, IRAS year end forms, self service, leave/claims, timesheet/scheduler, appraisal, reports, mobile app.
• Funding: PSG pre approved (up to 50%); SFEC may offset if eligible.

Best fit & watch outs:

A good match for SG SMEs needing compliant payroll plus time/rostering and ESS in one toolkit. Strengths: comprehensive HR modules, Xero/QB connections. Caveats: no public pricing; unclear bank list; confirm IR21 process and AIS API 2.0 coverage.

9. PayDay! SaaS

From PayrollServe, PayDay! SaaS delivers streamlined, compliance first payroll for Singapore SMEs and startups, pairing simple monthly runs with leave and mobile self service. It keeps pace with MOM/CPF/IRAS rules and surfaces IR8A in app for employees.

Singapore compliance at a glance: CPF/SDL automation, MOM compliant payslips, IRAS/AIS (IR8A available in app). Provider holds SSAE 18/ABS OSPAR attestations; regulated under the Payment Services Act. Confirm AIS API and IR21 in SaaS tier.

In everyday use:

• Compliance first payroll: stays current with MOM, CPF and IRAS; automated CPF/SDL, itemised payslips, essential reports.
• IRAS/AIS: IR8A viewable in app; PayrollServe HRMS is IRAS AIS approved. Confirm AIS API and IR21 support in SaaS tier.
• GIRO/bank files: exports for major banks; upload to corporate internet banking for salary disbursement.
• Multiple pay cycles: monthly/adhoc runs, prorations, overtime and allowances; approval workflows.
• Employee self service: iOS/Android apps for payslips, tax forms, leave requests and manager approvals.
• Multi entity management; accounting integrations undisclosed. Verify exports and Xero/QuickBooks connectivity.

Price signals (SGD):

• Starts from S$1.50 per employee (SaaS; T&Cs apply, first time users).
• 30 day free trial with DIY onboarding.
• Full price breakdown, base fees, and billing cadence not published; contact sales. Currency: SGD.
• Pricing verified on December 2025. Confirm on the vendor site.
• Billed monthly by default.

Best fit & watch outs:

Ideal for SMEs and startups (including US based teams) running a Singapore entity who want straightforward payroll + leave + ESS. Caveats: unspecified bank formats, accounting integrations, and AIS API/IR21. Verify scope and PSG eligibility.

10. Access EasyPay (Access Group)

Access EasyPay (formerly EasyPay) is a long standing payroll workhorse for Singapore SMEs to mid market employers and for regional teams that need consistent control. It automates CPF/SDL, produces MOM compliant payslips, and supports IRAS AIS e submissions for IR8A/IR8S/Appendices and IR21.

Singapore compliance at a glance: CPF/SDL automation, MOM aligned itemised payslips, AIS e submissions (IR8A/IR8S/App 8A/8B) and IR21. Cloud hosted by Access/partners; ties to EasyTime and ESS.

What finance/HR teams rely on:

• Automated CPF/SDL calculations, prorations, overtime, allowances; monthly CPF EZPay files.
• IRAS AIS filings: IR8A, IR8S, Appendices 8A/8B, plus IR21 tax clearance.
• GIRO salary/bulk disbursement files for DBS, OCBC, UOB and other major banks.
• Multiple pay cycles and off cycle runs for bonuses, advances, claims; cost centre allocations.
• MOM aligned itemised payslips; e payslips and document delivery via ESS portal or email.
• Integrations: EasyTime mobile time/attendance; approvals, roles, and maker checker workflows.
• Accounting GL export/posting; multi currency and regional multi country payroll on one platform.
• Employee self service updates.

Price signals (SGD):

• Pricing: Contact sales or partners; no advertised per employee fees.
• Model: Cloud subscription or partner licensed; updates via Access Cover.
• Add ons: Implementation, training, support tiers; optional ESS and time modules.
• Trial: Not advertised. Currency: SGD. Billing: monthly or annual.
• Pricing verified December 2025. Confirm on site.

Best fit & watch outs:

Best for SMEs and mid sized firms that need durable CPF/SDL automation, AIS e submissions, and time/ESS integration, often across entities. Caveats: partner led pricing and implementation; verify banking coverage, accounting connectors, and PSG eligibility before purchase.

Implementation checklist and rollout best practices

• Map your chart of accounts and bank files first.
• Import employees, historical year to date amounts, leave balances, and any recurring allowances.
• Set statutory IDs and links. Confirm your CPF submission number, SHG collections, and AIS status. (cpf.gov.sg) For templates and checklists, see the resources library.
• Dry run at least one parallel payroll. Compare net pay, CPF, and SDL to your prior system before going live.
• Lock down approvals and access. Separate preparation from approval to reduce error risk.
• Schedule submissions and payments. Set calendar reminders to pay CPF and SDL before the 14th and block time in February to complete AIS by 1 March. (cpf.gov.sg)

If you want help with setup plus global hiring support, the team at Bolto can guide you from recruiting to payroll in one flow.

Outsourcing vs payroll software, which is right for you

• Choose software when
  • You want control, real time visibility, and lower ongoing cost
  • Your payroll has predictable complexity, for example mostly locals with standard allowances
  • You plan to connect payroll to HRIS, time, and accounting. For typical vendor cost structures, see this payroll services pricing guide.
• Choose outsourcing when
  • You have frequent non resident exits and IR21 filings, or irregular variable pay
  • You lack internal bandwidth for month end filings
  • You want a firm to stand behind submissions and handle exceptions
• Choose a unified global platform when
  • You hire engineers across countries and want EOR, contractor payments, and payroll together
  • You want one vendor for recruiting plus employment in Singapore and abroad

Bolto offers a single vendor path. Recruit globally, employ via EOR or as contractors in 150 plus countries, and run payroll in one place.

Conclusion, make compliance simple, automate and choose based on fit

Singapore payroll is rules heavy, yet predictable when the system handles CPF rates, SDL, payslips, public holiday pay, AIS, and IR21 workflows. With the right payroll software singapore you can close the month faster, keep filings clean, and give your team back time to build. If you also hire across borders, an all in one platform that includes recruiting, EOR and contractor management reduces vendor sprawl and risk. See how this looks in practice with Bolto. Read the Rebet case study.

FAQ

What are the CPF rates I should expect in 2025 and 2026

For 2025, total CPF is 37 percent for employees aged 55 and below, with lower rates for older age bands. From 1 January 2026, rates for some senior age bands increase again. Good payroll software singapore should auto update these tables. (cpf.gov.sg)

What is the SDL rate and how is it paid

SDL is 0.25 percent of monthly wages with a 2 dollar minimum and 11.25 dollar maximum per employee. Most companies pay it together with CPF and must do so within 14 days after month end. (cpf.gov.sg)

When are CPF and AIS due

CPF is due at month end and enforcement applies if payment is not made by the 14th of the following month. AIS submissions of employment income are due by 1 March for the Year of Assessment. Payroll software singapore should warn you and let you schedule both. (cpf.gov.sg)

Do I have to issue itemised payslips

Yes, itemised payslips have been required since 1 April 2016. They must include core items such as basic pay, allowances, deductions, overtime details, and net salary. (mom.gov.sg)

Is the 13th month payment mandatory

No. AWS or 13th month is not mandated by law unless your contract or collective agreement requires it. Payroll software singapore should support AWS as a variable component. (mom.gov.sg)

How is overtime calculated

For employees covered under Part 4 of the Employment Act, overtime is at least 1.5 times the hourly basic rate. MOM also sets a cap reference for non workmen that uses an hourly base of 13.60 dollars at a 2,600 dollar monthly salary. (mom.gov.sg)

What should I remember when a foreign employee leaves

File Form IR21 at least one month before cessation or departure, and withhold monies until IRAS issues the clearance directive. Good payroll software singapore will create tasks and block final pay until clearance is received. (iras.gov.sg)

Can one platform handle global recruiting and Singapore payroll

Yes. If you are scaling internationally, consider a unified system for recruiting, EOR, contractor management, and payroll. That is what Bolto offers so you can hire in Singapore and abroad without stitching together many tools.