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Benefits

Flexible benefits,
working together.

Offer health coverage, dental and vision plans, and 401(k) savings through Bolto's integrated broker partners, an ICHRA, or the broker you already trust. Enrollment and deductions stay in sync with payroll, every run.

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Benefits workflow in Bolto

Trusted by ambitious companies

Your benefits setup. Fully integrated.

Bolto isn't a broker, so you're never locked into one. Choose the arrangement that fits your team, and Bolto keeps enrollment, payroll, and every employee record connected.

Employees enroll during onboarding.: product interface illustration

Employees enroll during onboarding.

New hires choose their coverage as part of onboarding, alongside their tax forms and direct deposit details, so everything is on file before their first payday.

Deductions flow straight into payroll.: product interface illustration

Deductions flow straight into payroll.

Premiums, employer contributions, and 401(k) deferrals land in every payroll run automatically, so benefits and payroll never drift apart.

Every change, kept in one record.: product interface illustration

Every change, kept in one record.

New hires, life events, and departures update coverage and payroll together on the same employee profile, without re-entering anything for your broker or provider.

Flexible by design

Benefits that fit your team, without the lock-in.

Use one approach or combine them. Integrated brokers, ICHRA, and your own broker all run through the same payroll and employee records.

Integrated brokers

Work with Bolto's broker partners.
Compare and offer group health, dental, and vision plans from integrated partners such as SimplyInsured, Benbase, and Prescience.

01

ICHRA

Let employees choose their coverage.
Offer an individual coverage HRA through partners such as Thatch, giving each person an allowance to choose coverage that suits their life.

02

Bring your own broker

Keep the broker you trust.
Already have a broker? Keep your plans and your relationship, while enrollment and deductions run through Bolto payroll.

03

Take care of your team.
Keep benefits and payroll in sync.

See how Bolto connects benefits enrollment, deductions, and payroll, whichever arrangement you choose.

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Frequently asked questions

Topics

01Is Bolto a benefits broker?

No. Bolto isn't a broker, so you're never locked into one. Bolto connects your benefits to payroll and HR, whether you use its integrated broker partners, an ICHRA, or your existing broker.

02What benefits can we offer through Bolto?

Medical, dental, and vision plans through integrated partners such as SimplyInsured, Benbase, and Prescience, and 401(k) plans through partners such as Vestwell and Human Interest. Bolto also supports HSA, FSA, wellness, and commuter benefits. The exact plans available depend on the partner, ICHRA provider, or broker you choose.

03What is an ICHRA, and how does it work with Bolto?

An individual coverage HRA (ICHRA) gives each employee an allowance to buy the individual health plan that suits them, instead of everyone joining one group plan. Bolto offers ICHRA through partners such as Thatch, and it runs through the same payroll and employee records as any other option.

04How do enrollment and deductions stay in sync with payroll?

Employees choose coverage during onboarding, alongside their tax forms and direct deposit details. Premiums, employer contributions, and 401(k) deferrals then land in every payroll run automatically, and new hires, life events, and departures update coverage and payroll together on the same profile.

05Can we combine more than one option?

Yes. You can use integrated broker partners, an ICHRA, and your own broker on their own or together, and all of them run through the same payroll and employee records.

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